Pakistan will reduce tariffs on 7 palm oil tariff lines by 15% margin of preference (MoP), 10% in 2008 and 5% in 2010. However, there will be no discount on the rates of the 15% federal sales tax/excise tax and the 2% withholding tax on imported palm oil. For any other requests, please contact the FTA Contact Point as follows:. . . With regard to trade in services, both countries have granted access to the WTO and the market. In the field of IT and I.T services, Islamic Banking, Islamic Insurance (Takaful) Pakistan has secured 100% equity in Malaysia. Market access for services in both countries will have a positive impact on investment and merchandise trade. Mutual recognition agreements are also separated from Estv.